seattle home inventory

Seattle homebuyers gain options as inventory rises, but higher mortgage rates remain a challenge — Photo by Pavel Danilyuk on

Mortgage Rates Warning First‑Time Homebuyers Brace for 2026

Seattle First-Time Homebuyer Mortgage Options in 2026 In 2026, Seattle first-time homebuyers can secure a mortgage at an average rate of 6.2% for a 30-year fixed loan. This rate reflects a modest rise from the pandemic-era lows and aligns with broader national trends. Understanding how this number interacts with