refinance rate

12‑bp Drop Vs Mortgage Rates?

12-bp Drop Vs Mortgage Rates? Financial Disclaimer: This article is for educational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making investment decisions. What if a modest 12-basis-point drop in mortgage rates could trim your mortgage by more than $400 over three decades? A

refinance rate

Mortgage Rates Rise 27 Basis Points

Mortgage Rates Rise 27 Basis Points The 27-basis-point rise adds roughly $50-$70 to a typical monthly mortgage payment, tightening most household budgets. The jump reflects the latest Fed signaling and pushes 30-year fixed rates above 6.5 percent. On April 30, 2026 the average 30-year fixed-rate mortgage climbed 27