Mortgages & refinancing
Current mortgage rates in the U.S. are doing the cha-cha. In May 2024, the average 30-year fixed sits at 6.89%, but that number is a moving target, and savvy buyers are learning to surf the swings rather than get drenched. Financial Disclaimer: This article is for educational purposes
Mortgages & refinancing
When a thermostat finally dips below the summer high, homeowners feel instant relief - and the same thing happened to Ontario’s mortgage market in early April 2026. The headline 5-year fixed rate slipped to 5.85%, cracking the 6% ceiling that has loomed for three years. For a first-time
Mortgages & refinancing
When the market’s thermostat drops just a few degrees, a savvy borrower can turn that chill into a warm-up for their wallet. In June 2024 the average 30-year fixed slipped 0.75 percentage points, opening a narrow window for first-time owners to lock in rates below 6 %. The story