mortgage rates today for refi
Mortgage Rates vs 2027 Forecast Who Wins?
The October 22, 2026 refinance snapshot shows rates edging down, but the 2027 forecast suggests modest increases, meaning the short-term winner is the borrower who locks now, while long-term risk favors waiting for potential drops. The average 30-year fixed refinance rate fell to 7.33% on Oct 19, 2026, the