first-time homebuyer

Mortgage and refinance interest rates today, May 1, 2026: Inflation concerns send mortgage rates higher — Photo by Vitaly Gar

Exploit 2026 Mortgage Rates to Save Thousands

Exploit 2026 Mortgage Rates to Save Thousands You can still afford a 2% higher monthly payment by locking a low fixed-rate mortgage, boosting your down-payment, extending the loan term modestly, and using biweekly payments to cut interest - strategies that keep the overall cost in check even as rates climb.