first-time homebuyer

mortgage rates

7 Mortgage Rates Tricks First‑Time Buyers Must Know

First-time buyers can still lock in savings by timing their loan strategy, even when mortgage rates hit a 9-month peak. Understanding how to manipulate rate locks, points, credits, and loan terms lets you pay less over the life of the loan. Mortgage rates rose 0.3% in March, reaching a

Mortgage and refinance interest rates today, May 1, 2026: Inflation concerns send mortgage rates higher — Photo by Vitaly Gar

first-time homebuyer

Exploit 2026 Mortgage Rates to Save Thousands

Exploit 2026 Mortgage Rates to Save Thousands You can still afford a 2% higher monthly payment by locking a low fixed-rate mortgage, boosting your down-payment, extending the loan term modestly, and using biweekly payments to cut interest - strategies that keep the overall cost in check even as rates climb.